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customer service is our PRIDE!

As an independent agency, we combine products provided by the most respected insurance providers into a custom package that meets your personal or business needs.

 At Above & Beyond Insurance  Agency, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coveragers.

How we serve you is as important as what we provide. First, we listen to you, then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.

Storm, fire, injury, accident – relax, Above & Beyond Insurance Agency has you covered.

When you request a quote, we work hard to find discounts that apply to you. Our goal is always to give you the coverage you need at the lowest possible price.







The urge to protect our homes, the place where we lay our heads and raise our children, is universal.Above & Beyond Ins Agency helps keep the castle safe and sound with comprehensive coverage that guards against theft, fire and storm damage.

We also insure other properties, including apartments, condos, mobile homes and property owned by your business. Ask your agent for a quote today.

With years of experience insuring local individuals and families Above & Beyond Insurance Agency knows the importance of understanding the unique concerns of each customer.

If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way — unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

If you own a business, you have enough on your mind without worrying about what will happen if an employee is injured on the job or your roof is damaged in a storm.

Above & Beyond Insurance Agency helps minimize your risk with a comprehensive array of products designed just for your business:  general liability, workers compensation, even special coverage for home businesses.

Homeowners Insurance